Does your home have a repair that requires immediate attention? The City of Buffalo / Buffalo Urban Renewal Agency offers eligible homeowners emergency repairs in the form of full deferred loans (also known as conditional grants) and partial deferred loans with no interest loans in order to address an emergency condition in their home.
HOCN is able to assist homeowners with completing their applications if their home is located in the Fruit Belt, West Side, Upper West Side, Lower West Side, Elmwood-Bidwell, Elmwood-Bryant, Allentown, MLK Park and Pratt-Willert Planning Neighborhoods with applications. If you live in a different neighborhood, please contact our office to be referred to the organization that can assist you.
Emergency home repairs are limited to leaking/ deteriorated roof (includes gutters and chimney,) sewer line break, main water supply line break, inoperable heating system, inoperable hot water tank, electrical panel hazard, water meter connection issue, or gas line hazard. Applications to the Emergency Repair Program can only address one emergency item.
If you can answer ‘YES’ to all of these questions, you may be eligible for assistance!
If you have received owner-occupied repair assistance from the City of Buffalo in the recent past, you may not be eligible for additional assistance if you have exceeded your life-time cap. Please contact our office for more information so we can assist in navigating your status.
If you own a double family home and your tenant unit does not meet the household income limits, you will be required to pay 50% of the cost of the shared benefit (roof, water line, sewer line) in the form of a no-interest loan. Vacant rental units are subject to BURA review and approval. Please contact our office for more information.
| Household Size | Household Income Limit (80% of AMI) |
|---|---|
 | $56,850 |
 | $65,000 |
 | $73,100 |
 | $81,200 |
 | $87,700 |
 | $94,200 |
 | $100,700 |
 | $107,200 |
*These income guidelines are based on 2026 HUD Income Limits and are subject to change. Household income limits are based on gross household income.
This website was produced in part with the assistance of the City of Buffalo/ City of Buffalo Urban Renewal Agency through the Community Development Block Grant and/or HOME Program(s).
Spaces are limited and applications are accepted by Buffalo Urban Renewal Agency on a first-come, first-served basis, as funding is available. Applicants will be required to submit supporting documentation to verify eligibility for the program.
Interested applicants may speak with our staff to be pre-screened for eligibility and sent an Intake Packet including the program’s full documentation checklist. Please contact our office at (716) 882-7661 or by email.